Regular Checking
This account offers unlimited check writing and requires a $100 deposit to open. If the balance falls below $300 any day of the statement cycle there will be a $4.75 service charge applied to the account.

First Club Checking
This account is offered to those customers age 50 and better. This is an interest bearing account which requires a $100 deposit to open. Interest will be compounded monthly and credited to your account monthly. It offers unlimited check writing, free checks, no fee traveler’s checks and up to four no fee money orders per monthly statement cycle. If the balance falls below $100 any day of the statement cycle there will be a $4.75 service charge applied to the account.

NOW Account
This account requires a $1,000 deposit to open. This is an interest bearing account. Interest will be compounded monthly and credited to your account monthly. If the balance falls below $1,000 any day of the statement cycle there will be a $10 service charge fee applied to the account.

Super NOW Account
This is an interest bearing account which requires a $2,500 deposit to open. Interest will be compounded monthly and credited to your account monthly. If the balance falls below $2,500 any day of the statement cycle there will be a $10 service charge applied to the account.

Important Notice Regarding Your FDIC Coverage
The First National Bank of Sycamore is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all regular checking, NOW, Super NOW and First Club accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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